ICICI Bank Home Loans

 

 

 

 

Contact Srinivas Ph:9030108575

 

ICICI Bank Home Loans

Building your own home is special. As one of the leading home loan providers, ICICI Bank Home Loans is here to help you lay the foundation for your dream home.

With the experience of sharing the dream of millions of our customers, we offer you the most convenient housing loan plans to suit your needs.

Advantages

Wide range of product to choose from Guidance through out the process making home buying hassle free Doorstep service at your comfort Simplified documentation Sanction approval without having selected a property. Flexible repayment options With a network of 2500 branches we are always close to you Over 246 Bank Branches pan India for servicing of your loans Free Personal Accident Insurance (Terms & Conditions) Insurance options for your home loan at attractive premium

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

  Eligibility for Home Loan

 

 

Every customer's eligibility is different. Access your eligibility with our simple calculator. Home loan Eligibility calculator to check your eligibility.

ICICI Bank offers Home Loans to Resident as well as Non Resident Indians 

• You must be at least 21 years of age on sanction of the loan
• The loan must terminate before or at 65 years of age or age of retirement, whichever is earlier.
• You must be salaried or self-employed with a regular source of income
• Minimum age of co-applicant should be 18 years 

How to enhance your eligibility
 

• If your spouse is an earning member, you can make him/ her the co-applicant. Their income will be considered to enhance the eligibility
• In case of co-owners, they must necessarily be co-applicants

 

Home Loans - Interest Rates

Home Loan Interest Rates ICICI Bank floating rate: Category Effective Rate of Interest Rate HL <= Rs. 3.0 million 10.25% I-Base + 0.50% HL > Rs. 3.0 million 10.50% to 11.00% I-Base + 0.75% to 1.25%

Notes: 1% Cashback benefit is available on above product 1% Cashback benefit is available if EMI payment is through Auto Debit from ICICI Bank Account The offer is valid till March 31, 2013

 

 

 

 

 

 

  Documents required for the Sanctioning of Home Loan

Salaried Customers	Self Employed Professionals	Self Employed Non Professional
Application form with photograph duly signed by all applicants	Application form with photograph duly signed by all applicants	Application form with photograph duly signed by all applicants
Identity, residence and age proof	Identity, residence and age proof	Identity, residence and age proof
Last 3 months Salary-slips	Education qualification certificate and proof of business existence	Proof of business existence
Form 16 / Income Tax Returns	Last 3 years Income Tax Returns with computation of Income	Business profile
Last 6 months bank statements	Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account	Last 3 years Income Tax Returns with computation of Income
		Last 3 years CA Certified/ Audited Balance Sheet and Profit and Loss Account
Processing fee cheque	Last 6 months bank statements	Last 6 months bank statements (self and business)
	Processing fee cheque	Processing fee cheque

 

 

 

Please Contact For More Details  Srinivas Ph:9030108575